Clothing and accessories

    * Clothing (general): Got your heart set on something in particular? Shop on a Thursday evening six to eight weeks after the item arrived in the store. By Thursday, the weekend sales have started and the selection will still be good. Season-end clearance sales also offer up savings.
    * Baby clothes: Shop during your pregnancy for end-of-season clearance items. If it’s springtime and you’re due in winter, look for winter closeout sales now for infant clothing.
    * Jewelry: Avoid the holidays, when you’re most likely to pay full price.

Weddings

    * Wedding (general): The off-season can mean big discounts. If you live in a cooler climate, you’ll find savings during the winter months. Hotter climates mean likely deals in summer months.
    * Wedding dresses: After Thanksgiving and before Christmas. Boutiques are stocked with gowns for Christmas engagements, but it’s a slow sales period.

Other

    * Toys: October and November offer good bargains as retailers gear up for the holiday season.
    * Wrapping paper: January, of course!

I might not ever be as good as my mom at bargain hunting, but knowing when to shop might make me almost as good. If you’re one to make resolutions every new year, resolve to save money this next year by timing your purchases.

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