Tom: Hey, last time you told me that you were preparing to buy a new house. How is it going now?

嘿，上次你跟我提过准备买套新房子.现在怎么样了？

Mike: No problem, I got 150,000 for the down payment.

没有什么大问题，我准备了15万作为首付。

Tom: What about the rest money?Are you going to borrow from your parents?

剩下的钱怎么办呢？你准备跟你的父母借吗？

Mike: No,I applied for a loan.

不，我申请了贷款。

Tom: Really? Then you may need to pay high interest.

真的吗？那么也许你需要支付高昂的利息了。

Mike: Not so exaggerated. Nowadays the bank cuts mortgage rates.

没那么夸张。现在银行降低了住房贷款利率。