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我对信用卡的一点个人看法
My Opinions on Credit Cards
Although credit cards are becoming a more acceptable part of the financial scence, they are still regarded with suspicion by many as being a major part of the "live now, pay later" syndrome. Because credit cards enable their holders to obtain goods and services on credit.
From my aspect, I don't think so. Indeed, credit cards provide encouragement to spend more money like rental and leasing schemes. But it promote our consumers to spent more, as a result, it is good to expand our economic development.
At the same time, used properly, credit cards can cost nothing and obviate need to carry large amounts of cash and are always useful in emergencies.
The last point is that, on one hand, credit cards represent our credit history. If we use regularly, it can increase our credit, especially in developed countries. On the other hand, using our credit cards wisely will help your dept within manageable limits, preparing for planned and unexpected expenses is the best ways to guarantee that our credit history remain strong over time.
All in all, I think credit cards are good to us. Of course, we must use them wisely, or a negative mark will on your credit report. 【已有很多网友发表了看法，点击参与讨论】【对英语不懂，点击提问】【英语论坛】【返回首页】
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