5. Plan to reward yourself. 奖励自己

New Year's resolutions usually don't stick and a big reason is that it's all like eating sawdust. Go on a diet, save money, don't spend. Wes tart the year like ascetic monks and by February we discover that the monastic life isn't for us.

新年决心常常无法坚持下去，一个主要原因是这个过程不太好受。节食、攒钱、不花钱。我们以苦行僧的姿态开始了新的一年，而到了2月份，却发现这种生活并不适合我们。

Therefore, it's important to have one resolution that is fun. A little sugar with the vinegar.

因此，制定一个有趣的新年决心很重要。要学会苦中作乐。

If we keep the first four resolutions, we'll reward ourselves for getting the newd ecade off to a good financial start.

如果我们坚持前四个决心，就可以为给未来10年打下一个良好的财务开端奖励自己了。

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