“住房公积金”英语怎么说？

公积金: accumulation fund /CPF /common reserve fund

住房公积金:legal reserves of housing acquisition

The commune's common reserve fund now amounts to approximately 380, 000 yuan.
这个公社的公积金总数现已接近三十八万元。

The CPF started off as a savings scheme for old age.
过去，公积金有养老之用。

“房贷”“按揭”英语怎么说？

mortgage 房贷，抵押借款
例句:Rick has a twenty-year mortgage. 里克要缴20年的房贷。

相关词汇：mortgage v. 以......作抵押贷款

“房贷利率”英语怎么说？mortgage rates

【例句】 Nowadays the bank cuts mortgage rates.现在银行降低了住房贷款利率。